Choose PayPal Credit at checkout and select Easy Payments

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How Easy Payments Works

Easy Payments lets you make equal monthly payments over the term of the offer to pay off your purchase, including any interest, if applicable.

You must select Easy Payments at checkout to take advantage of special financing offers.

The total cost of your purchase will be divided into substantially equal monthly payments. If the merchant ships your items separately, the total cost of each shipment will be divided into substantially equal payments.

The minimum payment on your account will include your Easy Payments purchase, as well as any other purchases you've made using PayPal Credit.

About Promotional Offers

Special PayPal Credit promotional offers are available for a limited time only and may vary, depending on where you shop. This promotional offer isn't valid on previous returns, refunds, and exchanges, or when using the Send Money feature in your PayPal account.

Click here to apply for PayPal Credit and view the Terms and Conditions.

PayPal Credit is subject to credit approval as determined by the lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. For New Accounts: Variable Purchase APR is 25.99%. The APR is accurate as of 9/1/2019 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.

Choose PayPal at checkout and select PayPal Credit

No Interest if paid in full in 6 months on purchases of $99 or more

Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.

A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
For New Accounts: Variable Purchase APR is 25.99%. The APR is accurate as of 9/1/2019 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.
Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

Buy now and pay over time when you spend $98.99 or less

Avoid paying interest by paying your balance in full each month by the due date.
You can also make payments until you've paid off your balance according to your standard account terms. Interest charges may apply.
We'll send you email reminders when your payments are due. You can keep track of your account and view your statements online at any time.

About PayPal Credit

PayPal Credit is a digital, reusable credit line available to purchase goods and services from thousands of online stores. Use PayPal Credit to shop anywhere PayPal is accepted.

Whether you're buying the perfect gift or purchasing a new couch, you can get 6 months special financing on purchases of $99 or more. The best part? This isn't a one-time offer. You can enjoy paying over time every time you shop with PayPal Credit.

PayPal Credit delivers the same trust, security, and flexibility that you get from PayPal.