Summary of Authorization Requirements

Before submitting an ACH payment, you must first obtain authorization from the customer to debit their bank account for the amount due.

The following summary of authorization and other requirements is abstracted from ACH Compliance Manual: How to Comply with ACH-Related Rules and Regulations, copyrighted 2003 by NACHA, and available from NACHA at www.nacha.org.

• Summary of CCD and PPD Authorization Requirements

• Summary of ARC Requirements

• Summary of POP Requirements

• Summary of RCK Requirements

• Summary of TEL Requirements

The purpose of this information is not to replace your research into NACHA regulations, but to provide a basis of understanding.