Each processing platform settles transactions for the 24-hour time frames listed below. The actual time settlement occurs may vary.
Your bank statements reflect days in terms of your processor's cut-off points. For example, if your processing platform is FDMS North, all transaction from 6 PM Monday night through 6 PM Tuesday night occur during that "day" time frame.
Processing Platform |
Settlement 24-hour Time Frame |
American Express |
7 PM - 7 PM Pacific Time |
American Express APAC |
7 PM - 7 PM Pacific Time |
Elavon (Nova) |
7 PM - 7 PM Pacific Time |
FDMS Nashville |
9 PM - 9 PM Pacific Time |
FDMS North |
6 PM - 6 PM Pacific Time |
FDMS South |
4 PM - 4 PM Pacific Time |
Global Payments Central |
Settles immediately |
Global Payments East |
10 PM - 10 PM Pacific Time |
Heartland Payment System (HPS) |
8 PM - 8 PM Pacific Time |
Litle |
Settles immediately |
Merchant e-Solutions |
8 PM - 8 PM Pacific Time |
Moneris |
6 PM - 6 PM Pacific Time |
Paymentech Salem |
3 PM - 3 PM Pacific Time |
Paymentech Tampa |
7 PM - 7 PM Pacific Time |
PayPal |
Settles immediately |
PayPal Australia |
Settles immediately |
Planet Payment |
Settles immediately |
SecureNet |
8 PM - 8 PM Pacific Time |
TeleCheck |
Settles immediately |
TSYS Acquiring Solution |
8 PM - 8 PM Pacific Time |
Vantiv |
6 PM - 6 PM Pacific Time |
WorldPay |
Settles immediately |